Life Insurance (Term, Universal, & Whole Life)


I know that you work hard to take care of your family – to provide them with a home, a comfortable lifestyle and with the means to achieve your goals.

Maintaining this level of financial security is a significant responsibility that requires careful planning. But, have you stopped to consider what would happen, when you are no longer able to contribute to your family’s financial well-being.

Common Types of Insurance

  • Life Insurance (Term, Whole life, Universal life)
  • Critical Illness Insurance
  • Disability Insurance | Protection Insurance
  • Health Plan Insurance
  • Long–Term Care Insurance
  • Travel Insurance
  • Child insurance
  • Business expense/Overhead expense
  • Fracture insurance
  • Accidental Death Dismemberment (AD&D)
  • Loan insurance/living expense

Secure your future today.

Having the right life insurance protection can make a big difference to your life and the lives of those closest to you. Life insurance can be used to protect the things and the people who you love. Together, we can determine your needs and decide which product is best for you.

  • Term insurance vs Permanent insurance

Are you confused about term insurance?

Insurance should never be confusing. The Why Term flyer can answer your most basic questions about the need for term insurance and the many benefits it can offer including providing for income protection, helping to protect debt and even helping to pay for final expenses.

Find out how term insurance from Transamerica can help http://www.transamericamarketing.ca/emkt/LP1688.html

Universal Life Coverage

Designed to meet both your life insurance and investing needs, universal life insurance combines long-term insurance protection and tax-advantaged investing in one single, customizable policy. Whether your goal is to protect the legacy you’re building for your loved ones, or to build additional wealth over time, universal life insurance can help you:

  • Leave proceeds to your beneficiary – tax free
  • Further your estate planning
  • Build tax-deferred equity and accessible cash value over time (may be subject to taxation)
  • Establish financial collateral for a bank loan
  • Provide key person insurance coverage for your business (business continuity)

From how you want to invest, to how you pay for your insurance, to how much or little you want to invest, Manulife offers a variety of simple universal life coverage options that can be customized to meet your financial planning needs.

Contact us for an appointment.